LivingLies Blogs provides the following services and products for homeowners and lawyers. We have books, manuals, consultations, expert witness services, litigation support services, and direct representation within the state of Florida.
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We provide free information, forms, and analysis on the blog which is generally updated daily. We appreciate your donations to continue to provide this valuable free information. Subscribers are often offered discounts on select services and products.
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Attorney Workbook 1st Edition*
The first book published by Neil Garfield explores in detail the securitization process, foreclosure defense strategies, forms, and TILA RESCISSION. Over 600 pages in length including definitions, statutes, and case citations. Updates are available upon request. Originally published in 2008, the content of this book has since been corroborated by recent case decisions, rules and regulations.
Attorney Workbook 2nd Edition: Who’s Lien is it Anyway?*
Second book published by Neil Garfield carries forward the work started in 2007 and 2008 with heavier emphasis on real property law and procedure. Discovery, motion practice, and trial practice are explored in detail. Originally published in 2009, this book includes summaries of the content of the Attorney Workbook 1st Edition. Updates are available upon request.
Expert Witness Manual*
The third book published by Neil Garfield is a manual that accompanies his workshop for forensic analysts and witnesses. It is directed at attorneys who will use the factual and opinion testimony of forensic analysts and expert witnesses. This book originally published in 2010 includes analysis of how to use an expert witness and how an expert witness can be of use to attorneys representing homeowners who are challenging their debt, note, or mortgage and provides insights into foreclosure defense strategies. Updates are available upon request.
Discovery and Evidence Manual*
The fourth book published by Neil Garfield is a manual that accompanies his workshop for presentation of evidence and how to use responses to discovery requests. Motion practice is extensively explored. This book originally published in 2010 includes analysis of how and when to conduct discovery, how and when to present evidence, and what can be discovered through private investigation. Updates are available upon request.
*All books and manuals are delivered electronically. You will receive an email within 1 business day of purchase with a link to download the manual or book.
Work with the LivingLies Team
The LivingLies team provides several services at different levels depending on the needs of the attorney or the consumer. Services are provided in all 50 states.
The following list of services are provided in order of lowest to highest level of support for your case. You can purchase one or multiple services together. For assistance with services for your case, please email us at email@example.com.
FREE: Fill out the GTC Honors Registration form so that our staff has basic information on you and your situation.
Title and Securitization Report (Combo)
Our forensic analyst will research the title history and loan history using both public records and our proprietary data. The information from this report is generally a prerequisite for our other services. We accept the forensic reports from most other providers.
$1795 for each loan
Half Hour Consult
Many consumers or their attorneys require a quick consultation with Neil Garfield before making decisions on tactics, strategies, and ordering services from the LivingLies team. The call is recorded and the recording is sent to the attorney or customer. We do not provide legal advice or suggestions on strategy without a licensed attorney on the call representing the homeowner or consumer.
One Hour Consult
Most of our customers choose the full hour consultation with Neil Garfield. They often split it into 2 half hour consults without any additional charges. This gives us enough time to explore tactics, strategies and services that will be required. The call is recorded and the recording is sent to the attorney or customer. We do not provide legal advice or suggestions on strategy without a licensed attorney on the call representing the homeowner or consumer.
We provide continuing consultations with Neil Garfield at an hourly rate of $650. This is for those consumers or lawyers who need more than a one hour consult but less than litigation support services. In order to reserve time on the schedule, a minimum non-refundable retainer is required covering 4 hours which includes research and analysis before or after any correspondence or telephone contact. The calls are recorded and the recordings are sent to the attorney or customer. We do not provide legal advice or suggestions on strategy without a licensed attorney on the call representing the homeowner or consumer.
Rescission Analysis Package
This is our most popular service!
Using the Combo Title and Securitization report (or an acceptable similar report from another provider) we perform an in-depth analysis of the rescission options under the Federal Truth in Lending Act (TILA). We also include summaries of potential foreclosure defense strategies and trial strategies where those issues overlap with potential rescission strategies.
File and Case Review and Report
Using the combo Title and Securitization report (or an acceptable similar report from another provider) we perform an in-depth analysis of a current case that is either in litigation or in which litigation is contemplated. This report is focused on foreclosure defense strategies and trial strategies. A summary of potential rescission strategies is also included. This covers both cases in which foreclosures are pending and cases where foreclosure have been completed.
We provide a complete affidavit in preparation for expert witness testimony. This affidavit is not a substitute for actual testimony. It is designed to provide support for compelling discovery and to provide disclosure in preparation for trial. The File and Case Review Report is generally a prerequisite for the expert declaration. This report does not include legal opinions however it does include opinions and facts relating to ownership and balance of a debt, note or mortgage.
Our team of lawyers and paralegals can provide all possible levels of support to attorneys who may not be fully familiar with foreclosure defense strategies, pleadings, motions, and memoranda in support of the client’s case. The minimum non-refundable retainer for litigation support is $2600 and covers 4 hours of work or consultation. We will prepare actual pleadings for a lawyer to conform to local practice and file on behalf of the client. We actively provide insight, strategies and tactics for the lawyer to employ. The hourly rate is $650.
$2600 Non-Refundable Retainer
Legal RepresentationFor people who have cases within the state of Florida, the LivingLies team accepts a limited number of engagements where we represent the client directly. In order to start this process, please complete and submit our registration form and order the Combo Title and Securitization report. For further information you may also purchase either the half hour or the full hour consultation. Please see above for referenced reports and services.